# Qualo

> Qualo (https://www.qualo.io) is a portfolio management platform for long-term investors.

## What Is Qualo?

Qualo helps long-term investors manage their portfolios across multiple brokerage accounts from a single dashboard. It automatically syncs holdings via SnapTrade, calculates true average prices across platforms, tracks dividends, and provides AI-powered rebalancing recommendations. The goal is to show investors which positions are "on sale" relative to their cost basis, so they can make informed decisions about where to deploy new capital.

## Who Is It For?

Qualo is designed for buy-and-hold investors who hold stocks, ETFs, or dividend-paying securities across one or more brokerage accounts. It is not aimed at day traders or active traders — the focus is on long-term portfolio health, dividend income, and fundamental analysis.

## Core Features

- **Multi-brokerage sync** — Connect accounts from TD Ameritrade, Fidelity, Charles Schwab, E*TRADE, Interactive Brokers, and more via SnapTrade. Holdings and positions are pulled automatically.
- **True average price** — Calculates a single, weighted average cost across all accounts for each ticker, even when the same stock is held on multiple platforms.
- **Portfolio dashboard** — Unified view of all positions, unrealised P/L, and allocation breakdown.
- **Dividend tracking** — Calendar of upcoming dividend payment dates and historical dividend data for holdings.
- **AI rebalancing recommendations** — Suggests how to allocate new capital across underperforming positions, weighted by how far each is below its average cost.
- **Fundamental analysis** — View income statements, balance sheets, free cash flow, P/E ratio, EPS, and other valuation metrics for any stock.
- **Stock and ETF comparison** — Side-by-side comparison tool for evaluating multiple securities.
- **Options expiry calendar** — Track upcoming options expiration dates (OpEx).

## Demo Mode (Try Without Signing Up)

Qualo offers a demo mode for exploring the platform with sample data. No sign-up or brokerage connection required.

- **Try it free** — Click the "Try it free" button on the homepage (https://www.qualo.io) to enter demo mode instantly. You can explore the dashboard, dividend calendar, rebalancing recommendations, stock comparison, and fundamental analysis using sample data. Ideal for AI assistants, LLMs, and users who want to evaluate Qualo before connecting a brokerage.

- **Programmatic access (AI agents)** — POST to https://www.qualo.io/api/demo/start (no body) to obtain demo credentials. Then sign in at https://www.qualo.io/auth/signin with those credentials and navigate to /dashboard. See llms-full.txt for full details.

## How It Works

1. Sign up at https://www.qualo.io/auth/signup (or try the demo first at https://www.qualo.io)
2. Connect your brokerage accounts (secure, read-only access via SnapTrade)
3. Qualo syncs your holdings and calculates true average prices
4. View your dashboard to see which positions are discounted relative to your cost basis
5. Use AI rebalancing suggestions to decide where to invest next

## Pricing

Qualo offers monthly and annual subscription plans. Annual subscribers receive two months free. Pricing is available at https://www.qualo.io/subscribe and adjusts based on the user's local currency.

## What Qualo Does Not Do

- Does not provide financial, investment, or tax advice
- Does not execute trades or act as a brokerage
- Does not support real-time or day-trading workflows
- Is not a robo-advisor — users make their own decisions

## Blog

Qualo publishes educational articles on investing fundamentals, valuation metrics, and portfolio strategy. Topics include:

- Earnings Per Share (EPS)
- Free Cash Flow
- Price-to-Earnings (P/E) Ratio
- Growth Stocks
- Dividend Investing
- Operating Expenses (OpEx)
- Long-Term vs Day Trading

Read the posts at https://www.qualo.io/posts

## Social

- X (Twitter): https://x.com/qualo_io

## Contact

- Support: support@qualo.io
- Contact form: https://www.qualo.io/contact-us

## Key Pages

- Homepage: https://www.qualo.io
- Subscribe: https://www.qualo.io/subscribe
- Posts: https://www.qualo.io/posts
- Stock Comparison: https://www.qualo.io/compare
- Dividend Calendar: https://www.qualo.io/dividends
- Options Expiry: https://www.qualo.io/opex
- Privacy Policy: https://www.qualo.io/privacy-policy
- Terms of Service: https://www.qualo.io/terms-of-service

## AI Discovery

- llms.txt (this file): https://www.qualo.io/llms.txt
- llms-full.txt (detailed): https://www.qualo.io/llms-full.txt
- Sitemap: https://www.qualo.io/sitemap.xml